Posted February 13, 2020
Optima, Healthplan, Health Coverage, Benefits, Insuranc… More »
We know life can be at times uncertain, and that bad things do sometimes happen to us all. Accidents, illnesses, and disease can turn someone’s life upside down. You’d hate to see anything bad happen to your employees. They become like your family, and you want them to be healthy, happy and financially stable. Voluntary benefits allow you to offer a broad range of benefits designed to protect your employees from the pitfalls of life.
Voluntary Benefits Include:
These are offered thru payroll deduction by the employer to their employees. Products are available on an individual and group basis depending on the size and needs of each company. All individual products are portable upon departure from the company.
Under The Affordable Care Act, health plans typically may have high deductibles combined with high annual out-of-pocket maximums, some with family caps of $12,000. Voluntary plans will be increasingly needed to help reduce these added expenses that may not have been considered during enrollment.
A skilled and knowledgeable voluntary benefits insurance agent, like the agents employed by our agency can explain the options available to you and how you can best be protected. It has historically been the case that individuals making uninformed benefit decisions wind up paying far more in healthcare costs. Our agents, who are trained to work on the healthcare exchanges, will be happy to discuss your healthcare choices with you.
Friedman Associates is an independent insurance agent representing a carefully selected group of reputable, financially strong, insurance companies, therefore, we are able to offer you the insurance coverage with competitive premiums for your particular commercial insurance, personal insurance or employee benefit need.
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