Products & Services

Business Owners

Even the smallest of companies need business insurance to provide financial protection.

Business owners insurance, also referred to as a BOP policy, is a combination of insurance coverage that includes property insurance, liability insurance, crime coverage as well as additional protection bundled together.

A BOP policy typically includes coverage for:

  • Property – Provides coverage for your building, equipment and any inventory you may have on premises.
  • Business Income - If you were to lose income due to a covered loss.
  • Breakdown of Equipment - If your equipment becomes inoperable due to breakdown, burnout, power surges or operator error.
  • Advertising / Libel /Slander - Provides coverage for copyright infringement and personal injury as a result of libel and slander.
  • Bodily Injury & Property Damage – Liability coverage in the event that an employee, product or service harms or injures other people or property.
  • Medical Payments – Coverage for medical expenses resulting from injuring to others which occurred on property you own or rent.
  • Rented Vehicles- Liability coverage for leased, hired or borrowed autos.

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